In the ever-evolving world of crypto, one type of asset that continues to stand out as a core tool—not just for traders (but for everyday users) are stablecoins.
Stablecoins are built to maintain a stable value (as they’re pegged to a fiat currency, e.g. the U.S. dollar, so their value will be “stable”). Stablecoins like USDT, while perhaps not as flashy as the latest meme coins, have quietly become one of the most practical tools in the Web3 ecosystem. And now, with a powerful crypto wallet app like Valora, stablecoins open up many opportunities for users to take advantage of.
For example, they’re forming the base of a new kind of personal finance—Effortless saving, earning pools, and a new way to send money to friends and family.
Here are three ways stablecoins provide value to users…
1. Storing assets using stablecoins without a bank
Holding money in local cash currency is... fine. But if you want to store assets in a bank, it can be quite difficult to open an account, there are often transaction fees and inflation on your local currency can eat into savings faster than you can wait for the next holiday sales promotion at your local supermarket.
Stablecoins pegged to currencies with slower inflation can solve all of that. With a wallet like Valora and a stablecoin like USDT, a new world of opportunities opens up to hold your assets.
Benefits of storing with stablecoins:
You can store your assets digitally without a bank account
Avoid local currency instability—especially in regions with high inflation
Send and receive money globally in seconds, with near-zero fees
Holding value in stablecoins gives you the benefits of digital money without the volatility of crypto and without the limitations of traditional finance. If you’re interested in learning what kind of stablecoins are available in Valora, read about them here.
2. Earn directly from Valora with stablecoin Earning Pools
Saving is great. But what if your savings could grow while you sleep?
With stablecoins, that’s not just possible—it’s easy. Valora has several ways to enable you to easily earn rewards just by holding USDT in Valora “Earning Pools”.

Here’s how it works:
Select a stablecoin Earning Pool such as USDT
Deposit assets into the pool to begin earning rewards
Withdraw your stablecoins at any time or switch to an Earning Pool with a higher yield
The best part? Your assets stay in stablecoins, so you’re not exposed to the ups and downs of the market. It’s like a high-yield savings account, but globally accessible and totally under your control.
To learn how you can do this on the Valora app, follow these steps here.
3. Sending and receiving stablecoins to family and friends in Valora
Let’s face it—sending cash has some downsides. It can easily get lost, could lose monetary value and is not that easily transferable unless it's converted into a digital currency.

Next time when you need to send money or give a gift, use stablecoins! With stablecoins they are easy to transfer to anyone. Especially with Valora, which enables you to send stablecoins easily to anyone with a phone number or just a URL with Valora’s “Live Link” feature.
Using Valora for sending stablecoins to friends and family is a breeze. So why not start using it now the next time you have a friend with an upcoming birthday or celebration!
The Takeaway
Stablecoins aren’t just a stepping stone into crypto—they’re becoming the foundation of real-world financial tools that anyone can use. Whether you’re using them to store assets securely, earning rewards with Valora earning pools or sending a gift for a big celebration, using stablecoins in Valora, offers everyone a financial future that’s more open, efficient, and rewarding.
Download Valora from the Google Play store or the Apple App store to get started using stablecoins today!